2004 · Week 14

Final

Rams

St. Louis

QB Chris Chandler

7·20

Panthers

Carolina

QB Jake Delhomme

Bank of America Stadium · outdoors · grass · 53°F · wind 6mph

Closing spread

CAR -7

Total

44.5

Model margin

+3.7est.

CAR perspective

Push chance

4.8%est.

the line sits on a key number

Win probability

  • Panthers
  • Rams

How each play moved the game.

Panthers winsRams wins

Matchup

Where the edges are

Season-long league percentiles for both sides, mirrored. The saturated side of a lopsided row holds the edge.

The rivalry

CAR lead 9–8 since 1999

Meetings average 44.1 points. CAR are 10-6-1 ATS in the series.

Previous meetings
SeasonMatchupScoreWinner
2025 · playoffsLA @ CAR3431RAMS
2025 · W13LA @ CAR2831CAR
2022 · W6CAR @ LA1024RAMS
2019 · W1LA @ CAR3027RAMS
2016 · W9CAR @ LA1310CAR
2013 · W7STL @ CAR1530CAR
2010 · W8CAR @ STL1020RAMS
2007 · W1CAR @ STL2713CAR

Box score

Individual performances

Panthers

Passing

PlayerC/AttYdsTDINT
Jake Delhomme16/3020611

Rushing

PlayerCarYdsAvgTD
Nick Goings311083.51
Jake Delhomme591.80

Where this game is likely to land

  • Model
  • Smooth (normal)
  • Betting line

Probability of each final margin. Football scoring clusters — the spikes at 3 and 7 are real, and a smooth model misses them.

line +73.8%6.7%7.5%3.2%4.8%3.1%2.8%

Positive margins favour Panthers; negative favour Rams.

Half-point at risk

4.85%

outcomes that flip if the line moves 0.5

Model home win

59.0%

Expected total

44.2est.

Model

Where the number comes from

Each component is additive, in points of expected margin.

  • Team ratings (opponent-adjusted EPA)+1.14
  • Home-field advantage+2.56
  • Quarterback adjustment0.00
  • Rest differential0.00
  • Expected margin+3.71

One or both ratings are carry-over priors — no games have been played this season yet, so treat this as a starting assumption rather than a read.